

🛡️ Protect Your Family’s Future with Term Insurance
Life is unpredictable — but your family’s financial security shouldn’t be.
Term Insurance is the simplest, smartest, and most affordable way to ensure that your loved ones remain financially stable even in your absence.
At Bokaro Policy, we believe that one right decision today can protect both your family and your retirement tomorrow.
💡 What is Term Insurance?
Term Insurance is a pure protection life plan that guarantees financial support to your family if something happens to you during the policy term.
It gives your loved ones the financial freedom to:
Pay household expenses
Clear outstanding loans
Fund children’s education
Secure long-term goals like marriage or retirement
You pay a small amount as a premium, and your family gets a large financial safety cover.
🧮 Premium Depends on Age — Start Early, Save More
Your Term Insurance premium mainly depends on your age.
The younger you are when you buy a plan, the lower your premium will be — and it stays the same throughout the policy term!
For example:
| Age | Life Cover | Term | Approx. Premium (Monthly) |
|---|---|---|---|
| 25 Years | ₹1 Crore | 30 Years | ₹600 – ₹700 |
| 35 Years | ₹1 Crore | 25 Years | ₹850 – ₹950 |
| 45 Years | ₹1 Crore | 20 Years | ₹1,400 – ₹1,600 |
So if you start early, you lock your premium for the next 30 years at a very low cost.
That’s why the best time to buy Term Insurance is today.
🌈 Why Term Insurance is a Must for Every Earning Individual
💸 High Coverage at Low Premium — ₹1 crore cover at the cost of a daily tea.
👨👩👧👦 Family Security — Protect your loved ones from financial uncertainty.
🏠 Loan Protection — Your home or car loan won’t become your family’s burden.
🎓 Future Protection — Education, marriage, and retirement goals remain safe.
💰 Tax Benefits — Save tax under Sections 80C and 10(10D).
🕊️ Peace of Mind — Freedom from worry, knowing your family is covered.
🔍 Types of Term Plans Available
Basic Term Plan – Affordable, fixed-term protection.
Return of Premium (ROP) – Get all premiums back at maturity.
Increasing Cover Plan – Cover increases each year with inflation.
Whole Life Plan – Protection till the age of 99 years.
Joint Life Plan – Cover for both husband and wife under one policy.
🌟 Why Choose Bokaro Policy?
With over 14 years of trusted experience, Bokaro Policy helps you select the right plan for your age, income, and life goals.
We offer:
Comparison from top insurers — Tata AIA, HDFC Life, SBI Life, LIC, ICICI Prudential.
Personal consultation in simple Hindi or English.
Claim and documentation support.
Free annual policy review and reminder service.
We don’t just sell insurance — we build lifelong financial protection.
🧾 Key Highlights
✅ Premiums start as low as ₹500/month
✅ Life cover up to ₹2 Crores
✅ Tax savings every year
✅ Optional riders for accident, disability, or illness
✅ Claim support & renewal assistance
✅ 24×7 WhatsApp helpdesk
📞 Secure Your Family — Start Now
Every year you delay, the premium amount increases.
Buying early ensures lower cost, higher cover, and more savings.
Don’t wait for tomorrow — your family’s financial protection starts today.
📱 Call / WhatsApp: +91 99738 06289
🌐 Visit: www.bokaropolicy.com
🔹 “Bokaro Policy – आपकी वित्तीय सुरक्षा का भरोसेमंद साथी।”
